Employee-Paid

While there is no system in place to equitably manage the patient-to-clinician ratio across every state, the system counts only physicians, not the myriad other health care professionals who now provide the nation's primary care.

The Federal Trade Commission launched its inquiry of the 6 largest PBMs in June 2022, after Sen. Chuck Grassley (R-Iowa) had pressed the commission for years to review their role in determining prices for prescriptions like insulin.

After UnitedHealth recently reported 4th-quarter losses due to soaring Medicare Advantage medical costs, Humana has similarly reported steep losses, compared with a $71 million loss during the same period the previous year.

Though J&J is one of the country's largest drugmakers, the lawsuit argues, it failed to use its buying power when purchasing medications to negotiate the best prices for medicines for workers on its health plan.

Employees are demanding a wider range of benefits and changes that fit new ways of thinking about work and benefits, including more flexibility around remote work and expanded choices in their benefit plans.

It's evident that as organizations recalibrate their strategies in response to economic signals, the benefits structure within is following suit.

People whose pets are insured says they feel better equipped to manage their financial stress.

This month, we will consider questions about the employee benefits business as we face yet another year of evolving answers.