Employer-Paid

Teams have adapted to take a more streamlined approach to open enrollment, particularly through their benefits technology.

"Navigating the complex health care system can feel daunting, but taking a proactive stance to understand where to access superior care can enhance your health care journey and overall experience," said Dr. Alana Biggers, a medical advisor at Healthgrades.

In the latest 1-year estimates, for 2024, the median ratio of employment to population for working-age people with a disability increased to 46.9%, from 39.4% in 2019.

Despite nearly 40% of submissions being ineligible, the report found that only 17% were ultimately deemed ineligible by IDR entities.

By taking an evidence-based, practical approach, employers can equip motivated employees to learn and share coping and stress-management skills with colleagues to address mental health challenges before they become more serious. 

The service can be a powerful tool for agents and advisors who know how it works.