Employer-Paid

The top market for "cash-for-coverage" plans may be employers that already offer health benefits, according to a new EBRI survey report.

Employers that will win on workforce health are the ones that stop measuring success by the number of benefits programs they offer and start measuring by what actually gets used, and by whom.

"The best states for health care are those that make high-quality care affordable, on top of providing many options for doctors and making insurance easily accessible," WalletHub analyst Chip Lupo said.

New laws restrict automated insurance decisions and AI-provided therapy, with several major requirements taking effect in 2027.

"Hospitals are facing a host of serious financial headwinds, which for some will have existential implications," said Katherine Hempstead, senior policy advisor at the Robert Wood Johnson Foundation.

But the head of Principal's benefits business is spending more time on dental network management.