Commentary

Seeing some of what goes on might break your heart.

The potential implications for insurers are staggering: reduced accuracy in underwriting, higher loss ratios, and an inevitable increase in premiums for policyholders.

I asked three industry experts for their thoughts on where things stand, where they might be headed next, and what all of it means to you.

AI-powered recruiting tools analyze customer retention rates, policies sold and geographic reach of agents.

Restricting the forced early applications to the Social Security disability benefits program is a common-sense reform and could bring about real and meaningful change in the lives of occupationally disabled workers.

With health care costs rising and obesity-related conditions impacting workplace productivity, employers are increasingly forced to weigh their options: accept the loss of coverage and its consequences or explore new ways to support employees.