Expert Opinion

HSA investing works like a 401(k) because an employee can select a variety of retirement savings solutions, such as target date strategies and low-cost investments. Net result: HSA is supplemental retirement income.

Once you identify a target firm and internal contacts, figure out who can help to increase your chances of getting in and getting an appointment.

Companies need to highlight benefits offerings, provide attractive growth opportunities, and offer built-in flexibility that's largely become an expectation among candidates.

While the latest DOL ruling on ESG implementation in retirement plans is an enormous step forward, more guidance is needed. However, there are several approaches and options that are essential for plan sponsors to keep in mind.

While similar in objective, money market funds, stable value funds and fixed accounts each have unique characteristics that should be evaluated on a regular basis.

Even up to 40% of middle-income workers are at risk of slipping into near-poverty in retirement, according to the Schwartz Center for Economic Policy Analysis, which recommends universal retirement accounts.

Employees will continue to be in the driver's seat. That's why It's imperative for employers to focus on employees' well-being and mental health – and get more creative with compensation.

Health claims data doesn't match the number of people suffering from this condition, and that spells trouble for employers who need to assess and adjust their benefits to ensure that what they offer meets people's needs.