Expert Opinion

Rely on benefits consultants to help improve processes and evaluate systems, tools, budget and employee feedback, then decide what you start planning now, six months out and two months out from next year's open enrollment.

Employee stock ownership plans can help businesses looking for an exit strategy or, more immediately, can help boost retention, since the median job tenure is 53% higher for companies with an ESOP.

Early career employees have different needs than an executive getting ready to retire. Employers should group their population by HSA ability levels with the goal of helping their employees' level up their HSA behavior over time.

But don't call it a defined benefit plan. Call it guaranteed lifetime income. That's what the surveys say employees are asking for now. And start the messaging today.

As a benefits professional, you are in a position to help employers attract and retain employees. They need help in telling the story of their benefits package in as compelling a way as possible.

By putting the right financial wellbeing solutions in place, employers can start to alleviate the severe stressors that may exist between races, genders and other vulnerable groups – and help these people stay at your company.

Do you call and leave a voicemail that never gets returned? Here's how to get on someone's radar while maintaining a professional demeanor.

Environmental, social and governance investing is likely to remain a hot topic under different administrations, so what's a benefits professional to do? Remain nimble in complying with rules that are likely to continue to evolve.