Market Insights

Gen X is the most negative about their retirement outlook.

“Benefits provide employees with stability and protection in uncertain times, which helps them feel cared for and amplifies trust,” Todd Katz, head of group benefits for MetLife, said.

Three-fourths of parents believe employers should offset the cost of child care for their employees.

“Generative AI holds transformative potential for the enterprise, but it can also create deep rifts within organizations that rely on a patchwork of point solutions or IT-built applications developed in a silo,” said May Habib, CEO and cofounder of the generative AI platform Writer.

About half of Americans who are engaged with an advisor think that their advisor already uses AI for at least one professional purpose.

Among the ripple effects is the potential for an overhaul of the federal student loan system for borrowers; the department oversees federal loans held by roughly 43 million Americans — or about 1 in 6 US adults.

Some employers see "stay-or-pay" contract terms as a way to keep workers on the job longer at a time when traditional noncompete clauses are falling out of favor, said Jonathan Harris, a law professor who studies such agreements.

With increasing demand and higher costs, ensuring appropriate patient access is more critical than ever and 2025 will likely be key in determining the impact of GLP-1s on plan costs.