Market Insights

The Consolidated Appropriations Act of 2022's Gag Clause Prohibition has caused confusion, but plan sponsors need to understand the CAA and demand access to the information and data.

Nearly half "strongly agree" or "agree" that their retirement plan savings are the only significant emergency savings they have, an increase from 43% in January 2023.

The health care industry had the lowest PTO approval rate at 36%.

Strict tracking drives turnover and burnout, as workers say they prefer regular constructive feedback and performance reviews.

This year's Side Hustle Survey found that 38% of American workers had second jobs, down from 44% in 2022, and 39% in 2020.

Value-based models, pharma consolidation, and private equity-backed services are drivers.