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Don't touch my 401(k)! Americans like their DC plans just the way they are (with tax incentives)

By Lynn Cavanaugh

Most (92%) employees agreed that it was important to have choice in and control of the investments in their plans and more than eight out of 10 said that their DC plan offered "a good lineup of investment options," according to the Investment Company Institute.

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Relocating in retirement? How advisors are offering targeted guidance to pre-retirees, by region

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SECURE 2.0's auto-enrollment: Driving participation in nonprofit 403(b) retirement plans

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February 05, 2025

SECURE 2.0's Saver's Match can close the retirement savings gap: Morningstar

The Saver's Match program, which launches in 2027, allows low-income employees to receive a 50% federal matching contribution of up to $1,000, in addition to any employer match – and will "significantly boost retirement wealth," says Morningstar Center for Retirement.

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January 28, 2025

Americans know their financial options, but aren't using them: Can employers, advisors have impact?

Knowledge is not the same as action, especially when it comes to personal finance, says a recent MDRT survey, which offers the best ways to close the gap between consumers' knowing what is best for their finances and actually taking those steps.

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January 27, 2025

'Micro' 401(k) plans will grow to more than 1 million by 2029: Cerulli

There are currently over 600,000 micro 401(k) plans in the U.S., with less than $5 million in assets, and that number will increase to more than 1 million, driven in part by state mandates and federal tax incentives, according to a new Cerulli report.

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January 24, 2025

401(k) savings and participation rates rise, as employers focus on SECURE 2.0: PSCA survey

Participants contributed an average of 7.8% of pay (up from 7.4% in 2022), and employers contributed 4.9% of pay (up from 4.7%) for a combined savings rate of 12.7%, according to PSCA's annual survey of 401(k) plans.

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January 10, 2025

Got a withdrawal plan? Half of retirees lack a 'decumulation' strategy

A new IRAlogix survey raises concerns over a rapid depletion of retirement savings, and provides guidance to employers to help pre-retirees to make a decumulation plan.

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December 18, 2024

1 in 4 women retirees say retirement is 'not what they expected': How employers, advisors can help

Offering employees one-on-one access to financial professionals as part of their plan can help women employees get retirement guidance that they might not otherwise pursue, according to Corebridge Financial.

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December 17, 2024

Retirement regrets: 8 in 10 Americans wish they'd taken saving more seriously in their younger years

It's the perfect time for employers to encourage workers who aren't participating in the 401(k) to consider easy, actionable financial New Year's resolutions that can help them reach their retirement goals and avoid regrets, according to Nationwide.

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Top Research Stories

Don't touch my 401(k)! Americans like their DC plans just the way they are (with tax incentives)

Relocating in retirement? How advisors are offering targeted guidance to pre-retirees, by region

SECURE 2.0's auto-enrollment: Driving participation in nonprofit 403(b) retirement plans

Recommended Just For You

Research Stories

SECURE 2.0's Saver's Match can close the retirement savings gap: Morningstar

Americans know their financial options, but aren't using them: Can employers, advisors have impact?

'Micro' 401(k) plans will grow to more than 1 million by 2029: Cerulli

401(k) savings and participation rates rise, as employers focus on SECURE 2.0: PSCA survey

Got a withdrawal plan? Half of retirees lack a 'decumulation' strategy

1 in 4 women retirees say retirement is 'not what they expected': How employers, advisors can help

Retirement regrets: 8 in 10 Americans wish they'd taken saving more seriously in their younger years