Research

Millions of households will have to cut back on both luxuries and necessities in order to survive, according to The National Retirement Risk Index, which is based on the concept of income replacement.

Expanding retirement plan coverage so that all workers can save for retirement is key to improving retirement security, particularly small companies that can take advantage of SECURE 2.0's new provisions, says a new study.

The U.S. health care system is not meeting people's needs, says the American Academy of Physician Associates: 56% of patients said they wait over a week to get an appointment, while 49% say providers don't always listen to them.

Employers should provide in-person group education meetings, as well as access to financial consultants and advisors to help employees make informed personal financial decisions, recommends a new survey.

Employers are becoming more open to benefits that directly address financial issues like high-cost debt, variable cash flow, and lack of emergency savings, according to a FinFit report.

Driven by lower fees, plan sponsors often choose collective investment trusts (CITs) as the preferred vehicle for target date funds over mutual funds, according to Morningstar.

With many employees bearing the caregiving burden for loved ones, employers need to offer a range of mental health benefits - access to counseling sessions, support groups and EAPs, says a new study.

Virtual meetings made up 80% of the sessions that Schwab offered in 2022 and, post session, more than 90% of participants agreed they felt prepared to take the next step in their financial journey,