Defined Contribution

Just as the Pension Protection Act of 2006 made TDFs the new default, the Secure Act could make annuities a more common option for 401(k) plans.

The complex options available for retirement savings have made the ability to save very confusing for the average saver.

Less than half of workers nationwide have access to an employer-provided retirement plan, and even less take advantage of it.

Understanding the different financial needs of your workforce and evaluating diversity on committees are among the ways plan sponsors can increase plan participation.

Plan sponsors and fiduciaries should be aware that the DOL cybersecurity guidance likely applies to all plans governed by ERISA, not just retirement plans.

For some clients, the combination of a traditional and Roth 401(k) option can open a lot of planning avenues.