Defined Contribution

Will they ever be unbound from high-deductible plans? Should participants invest or spend HSA funds? What are the latest trends for employers to know?

It's estimated that every year, $92 billion leaves the U.S. retirement system when job-changing participants prematurely cash out their 401(k) savings accounts.

Plan sponsors want to help their employees build emergency savings, and many recordkeepers have shifted to work toward that goal -- but the industry isn't in agreement on several factors.

Strengthening financial literacy can not only help your employees -- it can also become a support for generational change. Here are 3 steps to get started.

Be aware of this recent DOL guidance to make sure you're in sync with your fiduciary duty, but also to protect the interests of your participants.

Includes 12 best practices for recordkeepers regarding plan-related IT systems and data, and for plan fiduciaries making decisions about hiring them.