Investment Instruments

Financial wellness benefits and education provide an opportunity to put the pieces together and teach employees to apply the full range of workplace benefits, such as pre-tax transit benefits or education costs, to their personal financial needs.

Looking to the year ahead, now's the time to take stock of your company's retirement plan to ensure it has adopted the following automatic features that help set your workforce up for investment success.

Plan sponsors need to be more receptive to bringing in someone that's going to give holistic advice to employees – to educate them about saving for retirement – and it all starts with employers, says a new study.

Offering a retirement plan can lead to an annual cost savings of more than $100,000 in reduced employee turnover costs alone for SMBs – a 2x return on the initial costs of offering a 401(k), says a new study.

A disconnect exists between employers and employees when it comes to retirement education efforts: 78% of employers say they provide the education, but just 38% of employees report receiving it, says a new survey.

Some employees are turning to their retirement plans when unexpected expenses arise, but <br>employers should be offering emergency savings programs instead, says a new report.