Retirement Trends

The majority of pre-retirees said inflation poses the greatest immediate challenge to their portfolio over the next year, while a recession is also a factor that poses immediate challenges, according to the Nationwide Retirement Institute.

Boosting employee morale and productivity are excellent reasons to introduce EWA in a comprehensive financial wellness package that should also include financial literacy, credit resources, and budgeting tools.

The multi-year guaranteed annuities boom helped produce a 42% overall increase in total sales in spite of a 22% decrease in sales of variable annuities, according to survey data from Wink.

Only 41% of small business owners (and 69% of mid-size owners) are aware of emergency savings opportunities for employees provided by SECURE 2.0, while even fewer know about student loan matching options.

President Biden's new SAVE plan is an income-driven repayment plan that will cut borrower's monthly payments in half, but it could still face legal attacks as it relies on the Higher Education Act, which governs financial assistance.

With financial stress higher than in previous years, strategies such as coaching and AI-guided resources can help workers reduce their debt — who in turn can be advocates for better financial practices, says a new report.

Here are four increasingly popular benefits that will help employees better navigate large-scale financial challenges and prepare for the future, which in turn leads to improved productivity and lower health care costs.

The ESG Working Group plans to focus on how ESG-centric investing prioritizes ideology over profits, they say, to the detriment of consumers, claiming "the Biden Administration is making it harder for Americans to retire."