Retirement Trends

Economic conditions today - and those anticipated in the coming months - are similar to those that have signaled global recessions in the past, says the world's second-largest investment manager.

The actuarial group relayed its support of automatic enrollment in new 401(k)s, benefit portability and other key provisions of the landmark legislation, expected to become law by the end of 2022.

As recent major regulatory developments in the SEC and DOL will likely shape sustainable investing for years to come, the Forum for Sustainable and Responsible Investment released its latest findings.

Consumers say they had significantly less money this past year due to inflation and are taking a less optimistic, more pragmatic view of their finances – save more money, pay down debt and spend less money, says a new study.

An emergency savings policy – which would automatically enroll employees into savings programs – would align with the goals of the U.S. retirement system, wrote employers in a letter sent to House and Senate leaders.

It's time to do a top-to-bottom review, taking a holistic approach that enables employers and advisors to check the overall health of the plan and gauge how prepared it is to deal with changes.

The Retirement Savings for Americans Act would establish a new program that gives workers access to portable, tax-advantaged retirement savings accounts with federal matching contributions for low- and middle-income workers.

Of those plan sponsors who reported full employee participation, 80% had a plan financial advisor, according to a Morgan Stanley, who just enhanced its design.