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Squaremouth predicts that the year ahead will be the most expensive on record when it comes to travel costs.

The analysis said the consistently high levels of market concentration can be linked to consolidation of insurers through mergers and acquisition.

Providers are supposed to inform patients when the care being rendered is out of network, but that "informed consent" is often buried in a pile of consent forms that patients auto-sign, in rapid fire.

Corporations stepped up caregiving resources during the pandemic by offering child and elder care assistance and critical illness benefits - and managed retirement accounts can also help caregivers make saving adjustments.

For many employers, it is also performance review season that is often accompanied by announcements concerning employees' compensation for next year. As a result, this time of year can sometimes cause employees to consider a change of scenery. Employers should therefore be prepared for the possibility that an employee will voluntarily resign their employment and move on to another opportunity.

Since work-life balance, or flexibility, is of major importance to Gens X, Y and Z, they place a high value on child care, paid parental leave, education assistance, wellness programs, pet insurance and working remotely, say surveys.

Although 86% are satisfied with their current health and medical benefit offerings, they are inundated with the management of 49 or more narrowly focused, condition-specific point solutions.

In North Carolina, lawmakers outraged that breast cancer patients were being denied reconstructive surgeries passed a measure forcing health insurers…