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Guardian recently announced a new critical illness rider that includes a hospital admission rider with a lump-sum cash benefit. The rider covers conditions not covered by the company's base critical illness plan. The rider covers cancer, heart

All employees have a chance to change things for the better, even with small changes, the Hewitt research found. Employees who don't contribute to a 401(k) need to start. Those who do contribute can take the following actions to increase their

Medical Tourism Corporation had released a guide for people looking for a hospital overseas. "Choosing the Right International Hospital -- a Medical Tourism Company Perspective" outlines what patients need to do before deciding to undergo

Despite greater concern for their families' futures, women are less likely than men to be prepared for a premature death. The sixth annual MetLife Study of Employee Benefits Trends found that nearly two-thirds of women are concerned about how their

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Dependent health care audits are increasing as a way to keep health care costs down, according to Workforce Management. The magazine cites a survey from Watson Wyatt earlier this year that shows 55 percent of employers plan to conduct such an audit

It's an offer you can't refuse. Employer-matched 401(k) plans really are the closest thing to a sure thing since Jenna Jameson retired. As the people over in HR are always saying, it's free money. But the grumblings have

A report by Aberdeen Group shows more evidence that wellness programs are a popular way to reduce health care costs. Sixty-three percent of employers surveyed claimed lowering costs as the main reason for benefits management. Thirty-eight percent