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Harvard Pilgrim estimates the reinsurance program will cost about 1 percent of base premium revenue.
Plans with 500 or fewer enrollees will be exempted.
CMS is warning state insurance commissioners that adding choice programs could lead to higher prices.
New individual policy sales data is hard to find.
Some California doctors say they're still not sure why they're in a QHP network.
A model update subgroup will start by listening to everybody who will talk to them.
The state may use HealthCare.gov for 2015 and another state's exchange system for 2016.
Getting all individual insurers into all exchanges could cut the premiums, economists say.
William Sage says providers should offer "assembled, warranted products."
Customers who bought new-law coverage can't return to old-law transitional products, officials say.