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Regulators also are saying plans can use last year's benefits summary templates.
The consumers who are still getting covered may be paying about $265 per month.
The number of uninsured patients visiting emergency rooms has dropped 24 percent.
Actuaries predict employers will look for new ways to provide health benefits.
Barrasso and Hatch say states should pay back wasted PPACA grants.
In one state, proposed changes range from a 26 percent increase to a 10.9 percent cut.
Qualifying circumstances could include the death of a relative -- or high caregiving expenses.
Carriers say exchange rules leave some children with miserable coverage.
Actuaries are struggling to build two of the "three R's" into rate filings.
Towers Watson & Company learned a lesson about running a health insurance exchange: Persuading some customers to enroll "off-cycle" makes life easier.