A Nevada agent describes the problems facing the Nevada Health Link Exchange.

The 1 percent assessment will affect dental, disability and LTCI policies as well as exchange plans.

Fewer insurers will try to serve both the group and individual markets.

Johanns says HHS is violating a provision in last year's appropriations package.

The penalty for "willful failures" to provide SBCs can be $1,000 per day per affected individual.

Brokers can collection commissions from exchange plan issuers.

Sellers try to help consumers through the "qualifying life event" and "exceptional circumstances" mazes.

More insurers have applied to sell individual policies inside the program than outside.