Over 40 percent of U.S. adults gave themselves a grade of C, D, or F on their knowledge of personal finance. Less than half of adults (42 percent) keep close track of their spending. One-third of adults do not put any part of their an

Gary L. Burke will serve as president of The Union Labor Life Insurance Company, a subsidiary of ULLICO Inc. He will oversee the day-to-day insurance operations and field services organization of Union Labor Life.

Michelle Sheffield has been appointed chief information officer at BenefitMall. She has over 20 years of experience in information technology.

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Davis Vision Inc. has named Tom Davis executive vice president and chief marketing officer. He will be responsible for all sales and marketing activities.

Kristen Verkon has been promoted to senior vice president for J. Rolfe Davis' employee benefits department. She has been with the company since 1995.

MullinTBG has added Chris A. West to the client relationship management department as a senior director. She rejoined the firm after six years as a senior account manager for Clark Consulting.

More than 80 percent of workers expect to receive some retirement income from Social Security. About 75 percent of workers are depending on an employer-sponsored plan for retirement savings. Although 70 percent of workers expect retir