Im not sure about you, but for open enrollment this year I averaged between 65 to 70 hours per week.

But one thing Im struggling with right now is that after all the chaos and hustle and bustle of December, January has got me off to a little bit of a deflated start.

Everyone says they never have enough time. Thats a cop-out.

Im from a micro-town of 986 people called King City, Missouri, where I graduated in a class of 15 people.

It shocks me every time a guy comes into my office and tries to pitch me his product.

I had an uncle that used to say, Take what you can use, and throw out the rest. So thats what Im offering you.