Enrollment

The growth potential of voluntary is looking good, but brokers must be prepared for the changing market.

We now know that bilingual supervisors have an enormous impact on benefits understanding and utilization. However, they are not prepared to give advice on this topic, and often wind up providing misleading, incomplete, or outright incorrect information.

There's nothing wrong with a 60-minute escape into the world of noble dynasties and fire-breathing dragons. What is a problem, though — especially for those in our industry — is that hour is more time than most workers spend all year thinking about their employee benefits choices and options.

Spanish-speaking employees often feel that if one of them accepts a promotion, that person has sold out to the Dark Side. He is no longer one of “us,” he is one of “them.”

Republicans can try to score political points by criticizing the Medicare for All concept, but they need to develop their own proposal. Over the last few months, the Trump Administration has provided some indication of its position on health care reform.

There are a few common benefits questions that might be brought to a bilingual supervisor, rather than to HR or the broker.

Multiple factors affecting participation have evolved, and they more than counter any positive expectations about benefits engagement.

Employers would be well-advised to pay attention to the short shrift workers give their benefits packages, since it can play out into negative effects on the business.