Employee Participation

The findings from the predictive insights platform come as more than 20 million Americans face premium increases averaging 114%.

Their top reasons for staying include satisfaction with their current job or pay, economic uncertainty and a belief that a better opportunity doesn't exist.

Employers are clear about the problems they want benefits to address, with one-third wanting to improve employee wellbeing and 30% wanting to provide competitive benefits packages.

Historically, benefit costs have been the most volatile component of compensation, often rising sharply during economic downturns.

One is cutting headcount and telling employees that the workforce will shrink. The other is investing in skills, certifications and manager training while insisting that its future is "people-led, tech-powered."

A beneficiary said he has had trouble collecting all of the benefits that should be coming from the converted policy.