Commentary

Seeing some of what goes on might break your heart.

The potential implications for insurers are staggering: reduced accuracy in underwriting, higher loss ratios, and an inevitable increase in premiums for policyholders.

I asked three industry experts for their thoughts on where things stand, where they might be headed next, and what all of it means to you.

AI-powered recruiting tools analyze customer retention rates, policies sold and geographic reach of agents.

Restricting the forced early applications to the Social Security disability benefits program is a common-sense reform and could bring about real and meaningful change in the lives of occupationally disabled workers.

With health care costs rising and obesity-related conditions impacting workplace productivity, employers are increasingly forced to weigh their options: accept the loss of coverage and its consequences or explore new ways to support employees.

While they appreciate the interest in efficiency, Andrew Biggs and Jason Fichtner fear beneficiaries will suffer.

Many companies have started funding wellness programs that enable staff members to keep fit, control their stress, and enhance financial security. Still, the execution of such initiatives calls for careful consideration of crucial legal aspects.