Market Insights

Frontline employees, who must be physically present to do their jobs, make up nearly 80% of the global workforce.

Nearly half (42%) of employees took just 1 to 10 days off, while 25% said their manager would discourage them from taking a full week away.

The ARVA method calculates safe, flexible withdrawals each year based on market values and expected longevity, avoiding the static limits of the 4% rule.

The National Labor Relations Board is "currently closed due to a lapse in appropriated funds," according to the agency's website, meaning cases and rulings are halted.

However, employer spending on digital health solutions has leveled off, with just one-third reporting an increase.

Thirty-five percent of employees have used AI to help draft or edit sensitive workplace communication.