Market Insights

"In today's competitive market, employers are seeking to balance employees' benefits expectations with escalating costs," according to the 2025 Benefit Plan Trends Survey from USI.

Analysts attribute the increase to consistent savings and positive stock market performance, despite market volatility at the beginning of the quarter.

High-cost claimants drive a large percentage of spending.

The rise of gig work isn't new—but it's also become so pervasive that HR can no longer approach the model as a temporary trend.

Only about one-third of employees are saving for health care expenses during retirement despite the fact that these costs continue to surge, said the report.

Employers report staging updated with state and local laws is their biggest challenge with managing disability and leave benefits.