Market Insights

The majority of Gen Xers (68%) and millennials (61%) say "feeling valued and recognized for contributions" is the leading factor driving their engagement.

It is crucial for plan sponsors to think ahead and familiarize themselves with new provisions coming in 2026, including higher catch-up contributions, big changes to required minimum distributions and changes for annuities.

Plan sponsors, advisors and service providers have worked to implement a multitude of SECURE 2.0 provisions in the last few years; however, they still need to conquer at least two significant provisions surrounding catch-up contributions.

One-third of U.S. adults are using AI in their personal or professional lives, and as such they appear to recognize the value AI can add to financial planning when combined with human guidance.

68% of employees have held back their opinions due to concerns about how their political affiliation might be received.

Most U.S. employers with health coverage offer prescription drug coverage, but employers with fewer than 50 full-time employees or full-time equivalents need not offer any coverage, let alone prescription drug coverage.