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I speak frequently before audiences of producers. Often sponsors of the event are provided an opportunity to give a short commercial. Representatives from carriers and general agents troop up to the podium and give their two-to-three minute pitch.

ACOs are designed to facilitate coordination and cooperation among providers but some fear a drop in the number of dependent hospitals and doctors.

More employees are turning to their employers to be a resource for medical and health information.

Lowered commissions, increased competition, loss-ratio mandates, buying direct from exchanges, carriers withdrawing from the medical market, and on and on and on.

How benefits brokers can lead employers to integrating benefits, with the goal of absence management.

LAS VEGAS A trade show can be a boon for a stumped writer starved for material. A trade show in Las Vegas can be the mother lode or a disaster.

Back in the old days, doctors did business a little differently.

Women, younger individuals, and individuals who experienced an increase in either premiums or cost sharing are more likely to seek information on health care costs, quality, and access in order to make informed decisions.