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Companies and their more highly compensated executives are increasingly realizing the need for individual disability insurance coverage. That means competition among insurance carriers for this book of business is also heating up. With more insurers entering this market, employers as well as brokers should do their due diligence when it...

Thereve been some significant changes in long-term care insurance offered to corporate clients in 2010. The lessons learned could lead to a dramatic shift in how LTCI is offered to groups in the future. This article will discuss some of the changes that have taken place and what to look...

Only 34% of all employees believe that employer programs encourage them to live a healthier lifestyle

Nikki SjodenElevation Insurance ServicesDenver

In 2009, John T. Newby founded ETMG in Austin, Texas where his company functions as distributor between carriers and brokers to design plans that meet specific client needs.

Direct results of the ppaca on health insurance professionals

I speak frequently before audiences of producers. Often sponsors of the event are provided an opportunity to give a short commercial. Representatives from carriers and general agents troop up to the podium and give their two-to-three minute pitch.

ACOs are designed to facilitate coordination and cooperation among providers but some fear a drop in the number of dependent hospitals and doctors.