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Inflation is getting lower and, under federal law, that means the benefits cost-of-living increase is getting smaller.

Job seekers are now expecting financial wellness benefits, and nearly half (47%) of employers will offer them by 2026, according to Borja Perez at CloudPay.

The move is part of the health care giant's plan to cut nearly 3,000 jobs, mostly in corporate roles.

She hopes to use prescription benefit savings and international tax changes to pay for the services.

Words are very powerful, says a new Invesco survey, which identifies some specific language that resonates with plan participants and can guide plan sponsors as they craft their messaging. For instance, "investment income" is preferred over "nest egg."

HR leaders, along with benefits brokers and advisors, play a crucial role in shaping offerings that meet the needs of all employees.

As the health care and benefits landscape changes and evolves, a growing number of benefits professionals and organizations are doing all they can to humanize the process.

According to the Congressional Budget Office, the average 2034 per-user effect could be $650 in savings and $4,300 in costs for Medicare, but this could have a big effect on all employers health plans as well.