Discussions about health insurance almost always include at least an allusion to value.

Discussions about health insurance almost always include at least an allusion to value.

If today's health care environment can be described as a living laboratory, then most industry experts would agree that payment models are the experiments.

Great business ideas are born when entrepreneurs discover an industry need that hasnt yet been addressed.

Chiappino and his business partner started HealthKeys, which helps clients manage the underlying health risks inherent in their employee populations.

Electronic cigarettes, or e-cigarettes, which vaporize nicotine, are an emerging industry, and as some workers transition from traditional cigarettes to the electronic ones, the workplace can become a free-for-all.

So what can consumers expect from the exchanges this year?

The Patient Protection and Affordable Care Act introduced medical loss ratio rules into the U.S. health care system with the underlying intent to cap profitsand subsequently costsby requiring each carrier to have a medical loss ratio of 80 percent for most small employer and individual group policies, and 85 percent...